Contractor Insurance

Injuries, Pollution, accidental property damage, and other unplanned problems can happen at any time.  Without the right partner you can trust to help you mitigate these risks, it could put you out of business in moments.  That's why for the Hammond Team it goes beyond selling you a policy. We assess your risk and recommend the best coverage for your situation.

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Our Risk Management Process

Identify & Assess Risk

With over 50 years of experience, we can

identify common risks within your industry.





With one of the largest selection of 

programs, we can match you up with 

the right fit for you.

Get you the right coverage for your

needs and mitigate your risks.

Resolving the most common issues such as:
  • Workman's Compensation to protect employers from liabilities arising from employee injury.

  • Inland Marine Coverage protecting your property away from your premises.

  • General Liability coverage resulting from accidental bodily injury or property damage.

  • Commercial Auto Insurance to cover your business or your employees form exposure arising from injury to other people and/or damage to their property.

  • Professional Liability covering misinterpretation of plans, job specifications or performance failure

As one of the top Contractor Insurance Providers in the Central Virginia area, we service over 200 different Contractors.  Our distinct expertise in this industry has made Hammond Insurance the go-to provider for Contractors.

  • General Liability
  • Property Insurance
  • Business Owner Policy
  • Worker's Compensation
  • Commercial Auto
We work with:
  • General Contractors
  • Artisan Contractors (Plumbing, Electricians, HVAC, and many more)
  • Excavators
  • Engineers
  • Developers
Hammond Advantage:
  • Knowledgeable Staff with over 25 years in the Construction Industry
  • One of the largest selections of contractor programs to fit your needs allowing us to give you competitive rates
  • Quick response gives you a peace of mind in a crisis situation
  • Fast claims get you your money fast and get your business operating again
  • Wide coverage area with 7 locations to serve you