General Business Insurance

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Lawsuits, Worker's compensation, theft, and catastrophic loss of product and infrastructure are the beginning of the worries a business owner faces. Without the right partner, you can trust to help you mitigate these risks; you could quickly be out of business. That's why for the Hammond Team, it goes beyond selling you a policy. We assess your risk and recommend the best coverage for your situation.

Our Risk Management Process

Identify & Assess Risk



With over 50 years of experience, we can

identify common risks within your industry.

With one of the largest selection of 

programs, we can match you up with 

the right fit for you.



Get you the right coverage for your

needs and mitigate your risks.

Resolving the most common issues such as: 
  • Employment Practice Liability handles improper human resource practices.

  • Cyber-security and data breach insurance help companies recover from data loss due to a security breach or other cyber events.

  • General Liability Coverage for bodily injury or property damage.

  • Workman's Compensation to protect employers from liabilities arising from employee injury.

  • Commercial Auto Insurance to cover your business or your employees form exposure arising from injury to other people and/or damage to their property.

As one of the top business insurance providers in the Central Virginia area, we service over 1000 different commercial businesses.  Our distinct expertise in business insurance has made Hammond Insurance the go-to provider for Companies.

  • General Liability
  • Property Insurance
  • Business Owner Policy
  • Worker's Compensation
  • Commercial Auto
We work with
  • Professional Services
  • Hospitality
  • Retail
  • Landlords
  • Manufacturing
  • Contractors
Hammond Advantage
  • Knowledgeable Staff with over 25 years in the Commercial Industry
  • One of the largest selections of property and casualty carriers to fit your needs allowing us to give you competitive rates
  • Quick response gives you peace of mind in a crisis situation
  • Fast claims gets you your money fast and gets your business operating again
  • Wide coverage area with 7 locations to serve you.